₹1,592,481.89
Current Portfolio Value
Market valuation as of statement
₹1,195,000.00
Total Invested Cost
Purchase / SIP capital deployed
₹397,481.89
Total Gain / Returns
+33.26%
96 / 100
Portfolio Health Score
1 actionable insight(s)
🔍 Gap Analysis & Optimization Insights
🚨
Switch 1 Regular Plan(s) to Direct
You hold ₹212,611 (13.4%) in Regular plans. This bleeds an estimated ~₹2,126/year in distributor commissions (~₹56,645 lost over 10 years). Switch to Direct Plan to compound faster.
Asset Allocation vs Target
Equity Market-Cap Split
Fund House (AMC) Exposure
Holdings Breakdown (7 Schemes)
| AMC | Folio | Scheme Name | Category | Plan | Units | NAV | Cost Value | Current Value | Gain / Loss |
|---|---|---|---|---|---|---|---|---|---|
| Parag Parikh | 1049283/44 |
Parag Parikh Flexi Cap Fund - Direct Plan - Growth | Equity - Flexi / Multi Cap | Direct | 5,214.382 | ₹84.62 | ₹310,000.00 | ₹441,246.22 | ₹131,246.22 (42.34%) |
| HDFC | 3948291/12 |
HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth | Equity - Mid Cap | Direct | 1,845.190 | ₹178.43 | ₹220,000.00 | ₹329,241.04 | ₹109,241.04 (49.65%) |
| SBI | 7849102/55 |
SBI Small Cap Fund - Regular Plan - Growth | Equity - Small Cap | Regular | 1,289.412 | ₹164.89 | ₹150,000.00 | ₹212,611.14 | ₹62,611.14 (41.74%) |
| ICICI Prudential | 5829104/90 |
ICICI Prudential Nifty 50 Index Fund - Direct Plan - Growth | Equity - Large Cap | Direct | 948.330 | ₹242.15 | ₹180,000.00 | ₹229,638.11 | ₹49,638.11 (27.58%) |
| Mirae Asset | 6291048/31 |
Mirae Asset ELSS Tax Saver Fund - Direct Plan - Growth | Equity - ELSS (Tax Saver) | Direct | 3,120.450 | ₹48.91 | ₹120,000.00 | ₹152,621.21 | ₹32,621.21 (27.18%) |
| HDFC | 3948291/13 |
HDFC Short Term Debt Fund - Direct Plan - Growth | Debt - Fixed Income | Direct | 4,510.820 | ₹29.41 | ₹125,000.00 | ₹132,672.24 | ₹7,672.24 (6.14%) |
| Nippon India | 4810294/77 |
Nippon India Liquid Fund - Direct Plan - Growth | Debt - Liquid / Cash | Direct | 15.421 | ₹6,124.89 | ₹90,000.00 | ₹94,451.93 | ₹4,451.93 (4.95%) |